What does Chapter 28 say about the relationship between a person's past karma and their ability to find a saint or Guru?

Chapter 28 of the Shri Sai Satcharitra explains the deep connection between one's karmic state and the opportunity to associate with a saint. The text teaches that a devotee attains the "company of saints" only when the accumulated karma from many past births rises up and comes to fruition. According to the spiritual logic presented in this chapter, this sacred association is a pivotal event. It ignites the fire of discrimination, leading to detachment from worldly enjoyments and the destruction of delusion. Ultimately, as Chapter 28 reveals, this process of meeting a Guru, made possible by past karma, destroys accumulated negative karma and makes one's life truly successful.