What does Chapter 28 say about the prerequisites and consequences of attaining the company of saints?

According to the teachings presented in Chapter 28, attaining the company of saints is not a chance event but rather the result of accumulated positive karma from many past births rising up. When this happens, a devotee is blessed with the presence of a saintly person like Sai Baba. The consequences of this association are profoundly transformative. The text states that the "darkness born of delusion is destroyed," and the "fire of discrimination becomes ignited," leading to detachment from worldly enjoyments. Ultimately, as described in this chapter, this process leads to the destruction of accumulated karma, making one's life successful.