What does Chapter 21 teach about the role of destiny or God's grace in being able to associate with Saints?

Chapter 21 of the Sai Satcharitra strongly emphasizes that encountering and associating with Saints is not a matter of chance or personal effort alone, but is predominantly governed by destiny and God's grace. The text explicitly states that 'Unless good fortune dawns, One does not encounter Saints and Sages.' It further clarifies that this association 'is not accessible to the unfortunate; It is easy only when God’s grace is present; otherwise, this union is difficult to attain.' The author's own story of failing to visit Pir Maulana serves as a prime example of this principle. As detailed in Chapter 21, it is only when the right time comes, through divine will, that a bond with a Saint, like the one the author later formed with Shirdi, becomes 'an unbreakable bond.'