What does Chapter 21 say is required to get the company of a Saint?

Chapter 21 teaches that meeting a Saint is not a matter of chance or simple effort, but a result of divine will and good fortune. The text states very clearly, 'Unless good fortune dawns, One does not encounter Saints and Sages.' It further illustrates this by saying that even if a Saint is physically very close, 'even if He is near one's pillow, the sinful person cannot see Him.' The author uses his own past experience of avoiding a Siddha to prove this principle. The chapter concludes that the 'company of Saints is not accessible to the unfortunate; It is easy only when God’s grace is present.'