What does Chapter 21 say is required to gain the company of a Saint?

Chapter 21 emphasizes that simply being near a Saint is not enough to gain their company or vision. It states that "Unless good fortune dawns, One does not encounter Saints and Sages." The author uses his own failure to visit Pir Maulana, who was in the same city, as proof that ill-luck can prevent such a meeting. The chapter concludes that the company of Saints is not accessible to the unfortunate and that this union is only made easy when God's grace is present. Without this divine grace and good fortune, attaining the company of a Saint is considered very difficult.