What does Chapter 21 say are the necessary conditions for being able to meet a true saint?

Chapter 21 strongly emphasizes that encountering saints and sages is not a casual occurrence but a matter of great fortune and divine will. The text explicitly states, "Unless good fortune dawns, One does not encounter Saints and Sages." It further clarifies that this "company of Saints is not accessible to the unfortunate; It is easy only when God’s grace is present." The author uses his own past experience of avoiding the saint Pir Maulana as a prime example, explaining that his own "ill-luck" and ego stood in the way. Therefore, the key prerequisite for attaining the company of a Guru is the dawning of good fortune and the presence of God's grace.