What does Chapter 12 say about the value of faith versus intellectual knowledge?

Chapter 12 strongly advocates for the power of faith over intellectual pride. The text criticizes those who are well-versed in scriptures but become "intoxicated with the pride of knowledge" and obstruct the path of devotion. This is referred to as "the stiffness of dry knowledge." The chapter states that an ignorant person, through the power of firm faith, can successfully cross the ocean of worldly existence. In contrast, the riddles of proud scriptural scholars are never solved. Placing faith at the feet of a saint is described as the way to destroy ignorance, and the chapter advises against keeping the company of those who disparage devotion.