What does Chapter 12 say about the importance of faith compared to intellectual knowledge on the spiritual path?

Chapter 12 strongly emphasizes that firm faith is far more valuable than intellectual pride. The text explicitly warns against the "stiffness of dry knowledge" and criticizes those who are well-versed in scriptures but become arrogant and disparage the path of devotion. As explained in Chapter 12, an ignorant person with simple, firm faith can successfully cross the "ocean of worldly existence." In contrast, the chapter states that the riddle of proud scriptural scholars is never solved. The key to destroying ignorance is to place unwavering faith at the feet of a saint, which allows true devotion to arise, something that dry intellectualism cannot achieve.