What can we learn from Baba's teachings mentioned in the story of Laxmichand's pilgrimage?

The story of Laxmichand's pilgrimage in Chapter 28 provides an important teaching from Sai Baba regarding financial responsibility. The text explicitly states that Baba does not approve of going on a pilgrimage by taking a loan or being in debt. The verse says, 'Baba does not like indebtedness; this is the main teaching here.' This guidance emphasizes the importance of living within one's means and not undertaking spiritual journeys under financial strain. It suggests that true devotion is not measured by grand gestures funded by debt, but by sincere faith and responsible living, a principle that remains relevant for all devotees seeking to follow Baba's path.