What are the main themes and stories presented in Chapter 21 of the Sai Satcharitra?

Chapter 21 of the Sai Satcharitra explores several profound themes. It begins by describing the ideal, emotional response of a listener to spiritual stories. The chapter then emphasizes that encountering Saints requires good fortune and God's grace, illustrating this with a personal story from the author, Hemadpant. He recounts how, as a Magistrate in Bandra, his pride and "ill-luck" prevented him from visiting the revered Siddha, Pir Maulana. As Chapter 21 explains, this experience demonstrates that one cannot attain the company of Saints without divine will. The chapter concludes by revealing a key spiritual principle: all Saints, despite appearing in different times and places, are essentially one and inseparable.