What are the main benefits of having faith in a Sadguru like Sai Baba, based on Chapter 10?

According to Chapter 10, the benefits of placing faith in and serving a Sadguru like Sai Baba are profound and transformative. Simply remembering the Guru with a heart full of love can untie the 'knot of birth and death,' which is described as the best and easiest spiritual practice. Chapter 10 further states that the Guru acts as a boatman, helping devotees cross the 'ocean of existence' (Bhavasagar). By His grace, a devotee's accumulated (Sanchit) and current (Kriyaman) karmas are destroyed, attachments vanish, and they can effortlessly attain Knowledge (Samvitti) and liberation (Moksha).