What are the core teachings and stories presented in Chapter 21 of the Sai Satcharitra?

Chapter 21 of the Sai Satcharitra primarily conveys two significant points through a personal narrative. Firstly, the author, Hemadpant, recounts his own experience as a Magistrate in Bandra where his pride and 'ill-luck' prevented him from visiting a famous Siddha named Pir Maulana, despite being urged to do so. This story illustrates the second, more profound teaching: that the company of Saints is not easily attained. As this chapter explains, encountering a Saint requires the dawn of good fortune and God's grace, as these great souls, while appearing in different times and places, are all essentially one and inseparable.