The text mentions the 'law of Karma'. What does it say about karma and who ultimately gets saved?

Chapter 47 presents the law of Karma as something very deep and difficult to comprehend, so much so that even the "highly learned are deceived." However, it offers a clear path to salvation that transcends intellectual understanding. The chapter explicitly states that while the learned may falter, "the ignorant but faithful are saved." This highlights the supremacy of faith and devotion over knowledge. Furthermore, it posits that listening to the supremely holy stories of Sai is a direct means to sever the bonds of Karma, suggesting that grace and faith are the keys to overcoming karmic consequences, rather than intricate scholarly pursuits.