The text mentions Cholkar's financial struggles. How does it describe the difficulty he faced in trying to visit Shirdi?

The source text poignantly describes Cholkar's financial struggles that delayed his pilgrimage to fulfill his vow. Chapter 15 uses a powerful metaphor to illustrate his predicament, stating, 'One might cross the Naneghat or the vast cliff of the Sahyadri, But for a worldly man, this "threshold-ghat" (home expenses) is very difficult to cross.' This comparison emphasizes that the daily, mundane responsibility of running a household was a more insurmountable obstacle for him than a great physical challenge. The text notes that because of this, 'Days had to be pushed from today to tomorrow,' showing how his poverty continually forced him to postpone his sacred duty to Baba.