The text mentions Cholkar had to delay his trip to Shirdi. What was the reason for this delay, and what powerful metaphor is used to describe his struggle?

Although Cholkar's wish to pass his examination was granted, he was unable to immediately fulfill his vow to visit Shirdi and distribute sugar candy. Chapter 15 clarifies that the delay was due to his financial situation, as he belonged to a poor household and needed to save money for the journey, being unable to go empty-handed. The text uses a powerful metaphor to describe this hardship, stating, "One might cross the Naneghat or the vast cliff of the Sahyadri, But for a worldly man, this 'threshold-ghat' (home expenses) is very difficult to cross." This comparison highlights how the mundane, everyday struggle of managing household finances can be a more formidable obstacle than traversing treacherous mountain passes.