The text mentions Baba's teachings on debt. How did Laxmichand's actions relate to this, and what was the outcome of his visit?

Chapter 28 clearly states a core teaching: "Baba does not like indebtedness," and that taking a loan for a pilgrimage is not something he approved of. Laxmichand, however, had gone on his pilgrimage with debt. Despite this initial misstep, his experience in Shirdi was transformative. After Sai Baba miraculously fulfilled his unspoken desire for khaja and revealed knowledge of his physical pain, Laxmichand's heart was filled with joy and devotion. As Chapter 28 recounts, his love for Baba became fixed, and he established a regular practice of worship, showing that the direct experience of Baba's grace led him to true welfare and devotion.