The story of Ratanji seems to contrast material possessions with inner peace. What does his experience teach us about the nature of true wealth?

The story of Ratanji in Chapter 14 powerfully illustrates that material wealth is not synonymous with true happiness or fulfillment. Ratanji was a Parsi merchant with "vast wealth and property," yet he was constantly distressed because he lacked a son. The text states that for one without a son, the "happiness of wealth is entirely fruitless." This highlights a central theme: worldly prosperity cannot resolve deep inner worries or fulfill profound human desires. His constant sadness and lack of peace, despite his riches, demonstrate that true wealth is not found in material possessions but in inner contentment and the fulfillment of one's heart's desires, which is why he was ultimately guided to seek a spiritual solution from Sai Baba.