The story mentions Cholkar's 'threshold-ghat'. What does this refer to and how did it affect his pilgrimage?

The term 'threshold-ghat' mentioned in Chapter 15 is used metaphorically to describe Cholkar's worldly responsibilities and home expenses, which were very difficult for him to manage. This financial or domestic pressure caused a significant delay in his ability to fulfill his vow to visit Shirdi. The text refers to this period as the 'penance of the long delay,' which Sai Baba later acknowledged He was fully aware of. This detail highlights that Cholkar's devotion and vow were maintained despite significant real-world struggles, making the eventual fulfillment of his pilgrimage and Baba's subsequent acknowledgment even more meaningful.