The story mentions a 'threshold-ghat' being difficult for Cholkar. What does this mean in the context of his vow?

In the story of Cholkar from Chapter 15, the term 'threshold-ghat' is a metaphor for the financial struggles and responsibilities of running a household. The text compares crossing this 'ghat' of home expenses to crossing a vast mountain cliff like Naneghat, suggesting it is a very difficult task for a worldly man. This explains why Cholkar, who depended on his job for his daily bread, could not immediately travel to Shirdi to fulfill his vow after passing his exam. His delay was not due to a lack of devotion but because of these pressing financial obligations, a struggle that Sai Baba implicitly understood and acknowledged when the vow was eventually fulfilled.