The story mentions a teaching about debt. How is this spiritual principle applied in the context of Laxmichand's pilgrimage to Shirdi?

The narrative in Chapter 28 introduces an important spiritual and practical teaching from Sai Baba regarding financial responsibility. While detailing the devotees' trip to Shirdi, the text notes that they had made arrangements for the pilgrimage by "taking loan." Immediately following this, the author inserts a key moral lesson, stating, "Baba does not like indebtedness; this is the main teaching here." This shows that while Baba welcomed all devotees, he disapproved of accumulating debt for the purpose of a pilgrimage. The principle emphasizes living within one's means and not undertaking spiritual activities under financial strain, highlighting a practical aspect of Baba's guidance for a balanced life.