The Satcharitra mentions the author's own experience of not visiting a saint. Can you tell me about that story?

Yes, in Chapter 21, the author, Hemadpant, shares a personal story from when he was a Magistrate in Bandra. A famous Siddha named Pir Maulana lived there, and his servant, Inus, repeatedly urged Hemadpant to visit him. However, Hemadpant resisted, thinking it was beneath his prestige to be pressured into going where thousands of others went. He reflects that this reluctance was due to his own "ill-luck" standing in the way, preventing the encounter. He uses this experience, as detailed in Chapter 21, to illustrate the principle that one needs good fortune to get the company of a Saint.