My small business is struggling, and I feel desperate. Would Baba have offered practical, real-world advice for a situation like mine, or only spiritual comfort?

The source material strongly suggests that Baba would have addressed your practical concerns directly before guiding you spiritually. Chapter 0 notes that the number of devotees with worldly desires, referred to as 'Sakam', was very large. Crucially, it states that "Maharaj satisfied their desire and seamlessly turned their minds toward ultimate welfare." This implies he would not dismiss your business struggles. During his sittings, he gave advice through stories that contained "explanations regarding various matters that were going on in the minds of the various people present there." Therefore, he would likely address your anxiety about your business, provide some form of resolution or comfort, and use that very situation as a vehicle to guide you toward ultimate well-being.