I read that Baba didn't like people taking loans for pilgrimages. Can you tell me more about this teaching from the story of Laxmichand?

Yes, the text of the Sai Satcharitra makes a very clear point about this. In Chapter 28, while describing the events surrounding a devotee's visit, the author explicitly states that Sai Baba did not approve of taking on debt, even for a pious act like a pilgrimage. The verse says, "Taking loan for a pilgrimage - or going on pilgrimage with debt - Baba does not like indebtedness; this is the main teaching here." This demonstrates Baba's practical guidance, emphasizing the importance of living responsibly and without the burden of debt, which can cause distress and hinder spiritual peace.