I heard Sai Baba had some specific teachings about money and debt. What does Chapter 28 say about this?

Chapter 28 of the Shri Sai Satcharitra provides a very clear teaching from Sai Baba regarding debt. In the context of devotees making arrangements for a pilgrimage, the text explicitly states, 'Taking loan for a pilgrimage - or going on pilgrimage with debt - Baba does not like indebtedness; this is the main teaching here.' This demonstrates that Baba prioritized financial prudence and living without the burden of debt, even over religious activities. He was concerned with the overall well-being of his followers, which included their financial stability, and discouraged them from taking on loans they might struggle to repay.