How does the text connect the worldly use of money to the spiritual practice of giving Dakshina to a saint?

The text draws a direct parallel between the function of money in secular life and its role in spiritual offerings. Chapter 14 makes the point that 'The dealings of the world are all based on money; even the compensation for loss of reputation is paid with money.' By establishing money's central role in worldly transactions and even in rectifying intangible losses, the text builds an argument for its place in the spiritual realm. It then extends this logic, stating that if Dakshina is approved for the worship of gods via mantras like 'Hiranyagarbha-garbhastha,' then it is certainly appropriate in the worship of saints, bridging the gap between worldly value and spiritual merit.