How does the text connect the worldly concept of money with the spiritual practice of offering Dakshina to a saint?

The text bridges the worldly and spiritual realms by framing Dakshina as an essential component of complete worship. Chapter 14 notes that the dealings of the world are all based on money, and even compensation for loss of reputation is paid with money. It then elevates this concept by explaining that Dakshina is also integral to the worship of deities, citing the chanting of mantras like "Hiranyagarbha-garbhastha" to approve it. The logic follows that if monetary offerings are essential for completing vows and worshipping gods, they are equally valid and necessary for the worship of saints.