How does the story of Laxmichand illustrate Sai Baba's teachings on both desire and indebtedness?

The narrative of Laxmichand in Chapter 28 provides a nuanced look at Sai Baba's teachings. The text explicitly states that Baba disapproves of going into debt for a pilgrimage, noting, "Baba does not like indebtedness; this is the main teaching here." Despite Laxmichand making this initial error, Baba does not chastise him. Instead, Baba addresses Laxmichand's inner, subtle desire for khaja. By miraculously fulfilling this wish, Baba demonstrates that his grace is not contingent on a devotee's perfection and that He understands and responds to the heart's longings. This act of compassion ultimately fulfilled Laxmichand's attachment and solidified his faith, steering him toward a life of sincere devotion, which became more important than his initial financial misstep.