How does the Satcharitra contrast the role of Saints with that of ordinary people regarding karma and rebirth?

Chapter 48 draws a sharp distinction between how Saints and ordinary individuals experience the cycles of life and karma. It mentions that ordinary people are reborn to settle past debts, enmities, or murders, and to experience the fruits of their karma, all while having no memory of their past lives. In contrast, the text asserts that Saints like Sai Baba 'never forget' their pasts and are not subject to the same cycle of ordinary birth. Their purpose is different; they come to 'remove the calamities of their devotees.' As chapter 48 concludes, this is why devotees who place their faith at the feet of Saints are able to attain success, as the Saint helps them navigate or transcend their karmic journey.