How does the narrative describe the contrast between Ratanji's external life and his internal state before he met Sai Baba?

Chapter 14 masterfully illustrates the stark contrast in Ratanji's life. Externally, he was the picture of success: a wealthy, popular, and generous merchant whose mansions were always open. However, this outward prosperity was a facade for his inner turmoil. The text uses the metaphor of 'a crocodile of a difficult inner worry' that constantly surrounded him. This worry, his lack of a son, was so pervasive that 'food and drink did not taste sweet,' and he was 'always immersed in worry.' This highlights a key theme: material wealth does not guarantee inner peace or happiness.