How does the grace of the Sadguru affect a devotee's past and present karmas according to the teachings in Chapter 10?

Chapter 10 teaches that the Sadguru's grace has a profound and purifying effect on a devotee's karmic record. It is explicitly stated that by the Guru's sight, the knots of the heart are broken and attachments to sense objects vanish. More significantly, Chapter 10 clarifies that this divine grace leads to the destruction of both accumulated (Sanchit) and current (Kriyaman) karmas. This indicates that through faith and the Guru's intervention, a follower can be freed from the consequences of their past actions and the karmic effects of their present deeds.