How does the book compare the philosophies of Sai Baba and Gajanan Maharaj, particularly in the context of Ratanji's story in Chapter 14?

The source text from Chapter 14 does not offer any comparison between the philosophies of Sai Baba and Gajanan Maharaj, as Gajanan Maharaj is not mentioned at all. The chapter focuses entirely on the story of Ratanji, a prosperous merchant who was unhappy due to having no son. On the advice of Das Ganu, he visits Sai Baba in Shirdi. The narrative highlights Sai Baba's unique practice of asking for Dakshina from all who came to see Him, regardless of their wealth or background, and His assurance that He would bless those who surrendered to Him.