How does Hemadpant's personal story from Bandra illustrate the chapter's main philosophical point about meeting Saints?

Chapter 21 uses the author's own experience to powerfully demonstrate its core teaching that one cannot encounter saints without divine grace and good fortune. The chapter states, "Unless good fortune dawns, One does not encounter Saints and Sages." To prove this, Hemadpant narrates his own failure to visit the Siddha Pir Maulana in Bandra. Despite being a high-ranking Magistrate in the same city and being personally invited, his pride and what he calls "ill-luck" prevented the meeting. This personal anecdote serves as a concrete example, showing that physical closeness is insufficient; a spiritual calling and favorable destiny are necessary to attain the company of the holy.