How does Chapter 6 describe Sai Baba's role as a Sadguru in a devotee's spiritual and worldly journey?

Chapter 6 portrays the Sadguru as the essential 'helmsman' for a person's life, guiding their 'boat' through both spiritual and worldly matters to safely reach the far shore. The text explains that the Sadguru provides stability to a wandering mind, preventing it from getting lost in idle gossip. His presence is so pervasive that he is remembered at every step, even while reading other scriptures. Ultimately, as highlighted in Chapter 6, by completely surrendering one's body, speech, and mind to the capable Sai, a devotee can naturally attain the four main goals of life—Dharma, Artha, Kama, and Moksha—without even having to ask for them.