How does Chapter 42 describe the benefits of having a Guru like Sai Baba?

Chapter 42 beautifully illustrates the profound impact of a Sadguru like Sai Baba on a devotee's life. It describes him as a 'Wish-fulfilling Tree (Kalpataru)' who shows the way to cross the 'river of worldly existence.' According to this chapter, the Guru's grace is a powerful force that removes the distress and fear associated with worldly life, turning unhappiness into happiness and opening the door to ultimate liberation. By constantly remembering the Sadguru's feet, all obstacles dissolve, and even the fear of death is overcome. The text encourages listeners to hear these stories for their own benefit, as doing so brings great holiness.