How does Chapter 35 describe the mindset and arguments of those who were skeptical of Sai Baba?

Chapter 35 provides a detailed account of the mindset of skeptics before they met Sai Baba. It explains that their pride in their own spiritual path was a significant obstacle. These individuals argued that they were worshippers of a formless God and that saints with form were rooted in illusion. As stated in Chapter 35, they questioned why they should bow to mere humans and felt that giving Dakshina was a "mockery of devotion." They had heard that Sai Baba asked for money and believed that when saints accumulate wealth, their saintliness is diminished. Consequently, they decided to visit Shirdi to see for themselves but resolved not to bow or give any offerings.