How does Chapter 21 describe the necessary conditions for a person to successfully encounter and benefit from the company of a Saint?

Chapter 21 emphasizes that meeting a Saint is not a simple matter but depends heavily on grace and fortune. The author uses his own past arrogance in refusing to see the Siddha Pir Maulana to demonstrate that "ill-luck stands in the way." The chapter posits that "Unless good fortune dawns, One does not encounter Saints and Sages." It is made clear that the company of Saints is not accessible to the unfortunate and that this sacred union is only easy to attain when God's grace is present. Without this divine favor, even if a Saint is nearby, a sinful or unlucky person cannot truly see them.