How does Chapter 14 describe the relationship between worldly duties and spiritual attainment?

In Chapter 14, a nuanced perspective on worldly life and spiritual growth is presented. While acknowledging that death is inevitable and the world can be deceiving, the text advises against abandoning one's responsibilities. It states that one should not be lazy in worldly duties or indifferent to human endeavor. The key insight offered is that if one remains observant and cautious while engaging in worldly affairs, spirituality can be attained "without effort." This suggests that mindful participation in life, rather than withdrawal from it, is a valid path. The chapter further notes that listening to Sai's stories with love complements this, as it increases devotion and helps one attain the highest good.