How does Chapter 12 address the issue of ignorance and worldly desires, and what does it say is more important than 'dry knowledge'?

Chapter 12 of the Sai Satcharitra discusses those who are ignorant of the supreme spiritual goal because they are engrossed in the desire for wife, son, and wealth. However, instead of condemning them, the text states that God affectionately caresses such innocent and ignorant ones. A saint might even devote his life to helping them. This chapter clearly prioritizes sincere belief over intellectualism, stating that 'firm faith will then manifest' and that the 'stiffness of dry knowledge is fruitless.' This teaches that genuine devotion and faith are more valuable for spiritual progress than rigid, purely academic knowledge.