How does Chapter 10 explain Sai Baba's power to alter a devotee's destiny and karmic accounts?

Chapter 10 powerfully illustrates the Guru's ability to influence fate and karma. It states that by placing faith in His feet, He "strikes a nail over the lines of destiny," which is a metaphorical way of saying He can change one's pre-ordained fate. Furthermore, the chapter explains that the Guru's power extends to a devotee's karmic ledger. By His divine sight, not only are attachments to sense objects vanquished, but both accumulated (Sanchit) and current (Kriyaman) karmas are destroyed. This demonstrates the profound transformative impact of the Sadguru's grace on a follower's spiritual journey.