How do the experiences of Laxmichand illustrate the spiritual principle of Baba's disapproval of indebtedness?

While Laxmichand's story primarily focuses on Baba's omniscience, Chapter 28 introduces it with a key spiritual teaching about debt. The narrative begins by noting that Laxmichand had taken a loan to make the pilgrimage to Shirdi. The author explicitly states, "Baba does not like indebtedness; this is the main teaching here." Although Baba proceeds to shower grace on Laxmichand by fulfilling his desires and revealing his inner knowledge, the story is framed by this initial lesson. It shows that while Baba's compassion is immense, his teachings advocate for righteous and responsible living, which includes avoiding debt, especially for religious undertakings.