How did Sai Baba reassure the merchant Ratanji when he was feeling worried and unfortunate?

When the merchant Ratanji came to Sai Baba feeling unfortunate and full of worry, Baba offered him profound comfort. As detailed in Chapter 14, Ratanji admitted his lack of knowledge in worship and pleaded with Baba, the 'Knower of the Three Periods of Time,' to remove his troubles. Compassion arose in Sai Nath, who told him, 'Do not worry in vain; from now on, your bad phase has started to decline.' He then gave Ratanji the sacred Udi as Prasad, placed His hand of grace on his head, and gave him the blessing that 'Allah will fulfill the desire of your heart.' This combination of verbal reassurance, a sacred gift, a physical blessing, and a promise for the future eased the merchant's mind.