How did Sai Baba explain his seemingly partial behavior with Dakshina, and what did he say about debt?

In response to Shama's confusion, Sai Baba offered a profound explanation rooted in the concept of karmic debt. According to the narrative in Chapter 36, Baba clarified that he personally has no need for wealth, as he is completely detached. He explained that it is the "Mother Masjid" that demands what is owed, and by giving, the devotee becomes free from their debt. Baba emphasized that debt, along with enmity and murder, are inescapable karmas that follow a person even across lifetimes. He mentioned a specific devotee who, when poor, had vowed his first salary of fifteen rupees to God but forgot as his wealth grew. Baba's demand for Dakshina was simply a way to help that man fulfill his long-forgotten vow and clear his spiritual debt.