From the perspective of someone who believes saints should not accumulate wealth, what arguments does Chapter 35 present, and how are these arguments ultimately addressed?

Chapter 35 directly addresses the perspective of those who are critical of saints accepting money. It voices their argument: "When saints begin to accumulate wealth, their saintliness is diminished," and notes their resolve to go to Shirdi but refuse to give Dakshina or even bow. The chapter frames this as "false logic" and pride. The resolution it presents is not a counter-argument but an experiential one. It states that regardless of their firm intentions, the moment these individuals had the direct experience of Sai Baba's darshan, they would surrender completely, forgetting their previous resolve and becoming devoted followers.