Elaborate on the paradox presented in Chapter 21 where a Saint can be physically near yet inaccessible. How is this explained?

Chapter 21 explores the spiritual paradox of a Saint's proximity not guaranteeing their accessibility. The author states, "even if He is near one's pillow, the sinful person cannot see Him." This is explained through the lens of fortune and divine will. The chapter argues that unless "good fortune dawns," one cannot encounter Saints and Sages. The author's own story of being a Magistrate in Bandra and not visiting Pir Maulana, who was in the same city, serves as the core evidence. He attributes his failure to his own ego and "ill-luck." Thus, as Chapter 21 teaches, the barrier is not physical distance but a spiritual one, erected by one's own karma, pride, and lack of divine grace, making the union with a Saint a difficult attainment without these prerequisites.