Did Sai Baba approve of devotees going into debt for a pilgrimage?

The teachings found in the Sai Satcharitra are quite clear on this matter. According to Chapter 28, Sai Baba did not like indebtedness, especially for the purpose of a pilgrimage. The text explicitly states, 'Taking loan for a pilgrimage - or going on pilgrimage with debt - Baba does not like indebtedness; this is the main teaching here.' Although Laxmichand had made arrangements by taking a loan to visit Shirdi, the narrative highlights this as being contrary to Baba's preferred principles, emphasizing the importance of not being in debt.