Describe the unexpected encounter Karnik had at the Kala Rama temple and how it felt to him.

While visiting the temple of Kala Rama in Nashik for Darshan, Karnik had an unexpected encounter with the saint Narsing Maharaj. As described in chapter 33, while a circle of devotees was present, Maharaj suddenly got up, held Karnik by the wrist, and demanded, "Give my Rupee." Karnik was amazed by this but gave the rupee with great joy. The experience was so profound for him that he felt as if Sai Baba himself was accepting the rupee, even though it was taken by force without him contemplating it beforehand.