Describe Sai Baba's teaching on indebtedness as it is presented in the story of Laxmichand.

The narrative of Laxmichand's pilgrimage provides the context for a specific teaching from Sai Baba regarding financial responsibility. Chapter 28 mentions that to make arrangements for his trip, Laxmichand had to take out a loan. The text immediately follows this detail with a direct statement on Baba's views, clarifying that "Taking loan for a pilgrimage - or going on pilgrimage with debt - Baba does not like indebtedness; this is the main teaching here." This shows that while devotion was paramount, Baba emphasized the importance of not falling into debt, even for spiritual purposes, highlighting a practical and grounded aspect of his teachings.