Could you elaborate on the author's personal story about Pir Maulana as described in Chapter 21?

Certainly. In Chapter 21, the author, Hemadpant, shares a personal experience from his time as the Magistrate of Bandra. He explains that a famous Siddha named Pir Maulana resided there, attracting followers from many faiths. The Saint's servant, Inus, repeatedly urged Hemadpant to come for his vision. However, influenced by pride and a sense of his own prestige, Hemadpant resisted, wondering why he should be pressured by others. He reflects that this reluctance was a sign of 'ill-luck' standing in his way, preventing the encounter. He never did go for the vision and was later transferred, only forming an unbreakable bond with Shirdi much later, underscoring the chapter's theme that meeting a Saint requires grace.