Chapter 49 ranks different spiritual practices. What does it consider to be the greatest practice of all?

Chapter 49 presents a clear hierarchy of spiritual practices to emphasize the supreme importance of the Guru. The text acknowledges the value of traditional practices, stating that penance is greater than pilgrimages, vows, sacrifices, or charity. It then places the singing of Hari's name as being even greater than penance. However, as Chapter 49 concludes, the most superior practice of all is "the meditation on one's own Guru." For devotees, Sai alone becomes the object of meditation and worship, their most protected treasure.