Chapter 31 discusses the importance of one's state of mind at the time of death. How does the chapter explain this concept and its connection to saints?

Chapter 31 elaborates on a profound spiritual concept: one's state of mind at the moment of death determines the soul's subsequent state. The text explains that whatever one meditates upon at this final moment is the form one attains in the next life. To ensure the mind is focused on God and not confused during this critical time, the chapter advocates for the lifelong practice of remembering the Name (Naam Smaran). As explained in Chapter 31, this is why sincere devotees surrender to saints, as saints are believed to understand the process of 'coming and going' and can guide the devotee's soul towards liberation.